Ingredients

5 tbsp. extra-virgin olive oil, divided

1/2 yellow onion, diced

4 garlic cloves, minced

2 tbsp. chili powder

3 tsp. ground cumin

3 tsp. dried oregano

1 chipotle chili, plus 2 tbsp. adobo sauce (from a can)

1 14.5-oz. can fire-roasted tomatoes

kosher salt

Black pepper

3 small bell peppers, diced

1 14.5-oz can black beans, rinsed and drained

1/2 14.5-oz can pinto beans, rinsed and drained

1/4 c. chopped cilantro, plus more for garnish

3 c. shredded Jack and Cheddar cheese

8 6" yellow corn tortillas

Lime wedges, for serving

Avocado slices, for serving

Sour cream, for serving

Preparation

Step 1Preheat oven to 375 degrees F. In a large ovenproof skillet, heat 2 tablespoons olive oil over medium-high heat. Add onion and cook until beginning to soften, 3 minutes. Add garlic, chili powder, 1½ teaspoons cumin, and 1 teaspoon oregano and cook, stirring constantly, until fragrant, 2 minutes.Step 2Add onion mixture, chipotle chili and adobo sauce, and tomatoes to a blender and blend until smooth. Season with salt and pepper.Step 3Heat remaining 3 tablespoons olive oil over medium-high heat in the skillet. Add peppers and cook until beginning to soften, 3 minutes. Add beans and remaining 1½ teaspoons cumin and 2 teaspoons oregano and season with salt and pepper. Cook 3 minutes, then stir in cilantro. Transfer to a bowl.Step 4In same skillet, pour ½ cup sauce in bottom of skillet. Layer on 1/3 of the bean mixture, sprinkle with 1/3 of cheese, and layer with tortillas. (Tear tortillas to create an even layer.) Continue layering with sauce, bean mixture, cheese, and tortillas until skillet is full, ending with a layer of cheese.Step 5Bake until cheese is melting and sauce is bubbling, 15 minutes. Heat broiler and broil until top is nicely browned, 1 minute. Step 6Garnish with cilantro and serve.